SR-22 Services

SR-22 and Ignition Interlock in Tennessee

Two separate requirements that have to line up. We handle the filing side and help you sequence the rest.

Serving Davidson, Williamson, Rutherford, Sumner and Wilson Counties

Downtown Nashville. Photo: Crystal Castillo via Google Maps

A breath-test device beside an SR-22 certificate
Quick Answer

Two separate requirements that have to line up. We handle the filing side and help you sequence the rest. Call (629) 312-5200 or request a quote.

An ignition interlock device and an SR-22 are different obligations from different parts of the system, and they run on different clocks. We do not install interlocks — that is a certified vendor’s job — but the filing has to be coordinated with the device, and getting the order wrong is what stalls reinstatements.

Tennessee requires a Breath Alcohol Ignition Interlock Device for drivers convicted of or pleading guilty to a DUI who want to keep driving during the revocation, unless a waiver is granted. The department publishes minimum installation periods by offense: 365 days for a first DUI, 730 days for a second, 2,190 days for a third, and 2,920 days for a fourth or subsequent.

Those numbers are the interlock term, not your SR-22 term. Your filing period matches the length of your suspension or revocation. The two frequently overlap, and they do not necessarily end on the same day.

The sequencing that matters: the device has to be installed before you obtain a restricted license, and the Driver Services Center will expect proof of installation to have been submitted electronically into the state’s database by your interlock company — not carried in on paper. The SR-22 has to be in force at the same time. Miss either and the trip is wasted.

There is also a compliance requirement at the end that costs people months. During the final 120 days, attempting to start the vehicle above a .020% breath alcohol reading without a verified passing retest within ten minutes, skipping rolling retests, or failing them will restart that 120-day window.

Removal is its own two-step approval. Your manufacturer produces a compliance determination form, the state reviews your license status across the interlock period, and if satisfied issues a letter authorising removal. You take that to a Driver Services Center for an unrestricted license and give it to the manufacturer before they will schedule the removal.

If a court has declared you indigent, Tennessee’s Electronic Monitoring Indigency Fund covers interlock services within published fee caps. That programme is administered by the Department of Treasury, not the Department of Safety, so it is a separate conversation from your reinstatement.

Sources: Tennessee Department of Safety and Homeland Security — Ignition Interlock (Breath Alcohol Device); Tennessee Department of Safety and Homeland Security — Restricted License Information; Tennessee Department of Safety and Homeland Security — Do I need SR-22 Insurance?.

What Is SR-22 Insurance in Tennessee?

An SR-22 is not an insurance policy. It is a certificate of financial responsibility that your insurance company files electronically with the Tennessee Department of Safety and Homeland Security to prove you carry at least the state’s minimum liability coverage. Tennessee requires this filing from drivers whose licenses were suspended or revoked for certain violations.

Here is what Tennessee specifically requires:

  • Who files itThe policy must be filed electronically with the department by an insurance company licensed through the Tennessee Department of Commerce and Insurance to issue motor vehicle liability coverage in Tennessee. You cannot file it yourself.
  • How long you need itTennessee requires the SR-22 to be maintained for the length of your suspension or revocation period. A one-year revocation means a one-year SR-22 requirement — Tennessee does not apply a flat three-year rule the way many other states do.
  • When it startsThe SR-22 can be maintained while you hold a restricted license, or beginning at reinstatement.
  • What happens if it lapsesIf the policy is canceled or terminated before the requirement is complete, your driving privileges can be suspended again for Failure to Maintain Future Proof of Financial Responsibility. You would then have to refile the SR-22, pay reinstatement fees again, and reapply.
  • How to check whether you still need oneOpen your reinstatement requirements in the Department of Safety e-Services portal. If SR22 is not listed among your requirements, you are no longer required to carry it.

Minimum coverage required: Tennessee’s minimum liability limits are 25/50/25 — $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident (T.C.A. Sec. 55-12-102).

Source: Tennessee Department of Safety and Homeland Security — Do I need SR-22 Insurance?. See also Tennessee Department of Safety and Homeland Security — Reinstatements.

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Most Middle Tennessee drivers get a quote in under 10 minutes and have the filing submitted the same business day.

Other SR-22 situations we handle

Page last updated 4 September 2026. We update these pages when the Department of Safety changes its published guidance.

Get Your Nashville SR-22 Quote in Under 10 Minutes

Tell us your violation, your ZIP code, and whether you own a vehicle. We will compare carriers, give you a real number, and file with the Tennessee Department of Safety as soon as you are ready.

Or call (629) 312-5200 · Text (629) 312-5200 · Open Monday-Friday, 9:00 a.m. to 6:00 p.m.. Se habla español. No obligation, no credit card to get a quote.

Submitting this form does not bind coverage and is not an application. Coverage begins only when a carrier issues a policy.